The mini-med plans are “not comprehensive insurance”.
They are “defined benefit plans, with defined dollar amounts
paid for each benefit (listed on the website
as a downloadable plan brochure) Unlike comprehensive insurance
where the claims payment goes directly to the medical provider, “defined
benefit” claims dollars are usually paid to you directly, after
you have paid the medical provider. You then submit your claim to
the insurance carrier for reimbursement according to your plan’s
schedule. However, you can assign the payment to go directly to the
medical provider, it’s your choice. These plans were born out
of the necessity to give some type of protection to people who cannot
afford, or, are not willing to pay high premiums for comprehensive
insurance. These plans also work well with high deductible group plans.
We do NOT recommend using these plans to REPLACE a comprehensive health
plan. Listed below are links that will provide you with ALL the
information on your health plan options. There are a total of 3
plans to choose from. Each plan describes the benefit coverage’s
and premiums.
It’s as easy as 123 to apply!
1. First, click on the links to review
the benefits. All plans explain the benefits in the left hand
column of the benefit page, the dollar amounts of what’s included,
and for how long. Scrolling down the page will allow you to review
the coverage, ancillary/discount benefits and the cost of each plan.
2. Second, after you review each plan, and decide on what plan
is best for you and your family, click on the “ENROLL NOW”
button and the enrollment page with your application will pop up
and walk you through the process.
3. Third, Complete your application, deduction authorization form,
click on “submit” and you are DONE! Once approved, you
will receive your information and card within 3 weeks from approval.
Of course, at any time during the process, you can call us toll
free at 888-881-2307 and a representative will be happy to assist
you.
The Discount
benefits that are included with the plans are Aetna dental access®, Coast
to Coast Vision (includes a mail order contact replacement program),
Doctors RX choice pharmacy, Chiropractic Services, Alternative Health,
Health Information Hotline (includes 24 hours registered Nurse hotline),
Hearing program and MedStat Alert. These benefits can mean big savings
on health care services, 10 to 60% savings of customary charges
compared to what you would normally pay.
THESE PLANS
ARE ONLY AVAILABLE TO CONFIRMED Shaklee Distributors.
DISCLOSURES
The discount benefits portion of your insured plan, that are listed above ( Aetna dental access®, Coast to Coast Vision (includes a mail order contact replacement program), Doctors RX choice pharmacy, Chiropractic Services, Alternative Health, Health Information Hotline (includes 24 hours registered Nurse hotline), Hearing program and MedStat Alert).
ARE NOT Insurance
Florida Discount Medical Plan Organization:
Newbn, Inc.dba New Benefits.Ltd 14240 Proton RD , Dallas TX , 75244 .
THIS DISCOUNT CARD PROGRAM CONTAINS A 30 DAY CANCELLATION PERIOD.
This plan provides discounts at certain health care providers for medical services.
This plan does not make payments directly to the providers of medical services.
The plan member is obligated to pay for all health care services, but will receive a discount from those health care providers who have contracted with the discount plan organization.
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